Moving to Portugal Without a Property Investment? The D7 Visa Might Be Your Golden Ticket
If you’re not ready to invest in property but still dream of living in Portugal, the D7 Visa is an excellent option—especially for retirees, remote workers, digital nomads, and anyone with a reliable passive income. Often referred to as the “passive income visa,” it provides a clear and relatively straightforward path to Portuguese residency.
Who the D7 Visa Is For:
- Retirees receiving pensions or other passive income
- Freelancers and remote workers with consistent income streams
- Entrepreneurs or business owners who can demonstrate regular earnings
Minimum Monthly Income Requirements (2025 Guidelines):
- €820/month for the main applicant (100% of the Portuguese minimum wage)
- Add ~30% (€246) for a spouse or partner
- Add ~50% (€410) for each dependent child
These amounts can vary slightly year to year, so it’s best to check with a legal advisor or updated SEF guidance before applying.
What You’ll Need to Apply:
- ✅ A NIF (Portuguese tax number)
- ✅ A Portuguese bank account
- ✅ A 12-month lease agreement or proof of property ownership in Portugal
- ✅ Proof of income (bank statements, contracts, pension letters, etc.)
- ✅ A clean background check from your country of residence
- ✅ Health insurance (until you’re eligible for public coverage)
Tip: You’ll usually apply from your home country, through the local Portuguese consulate, before receiving your residency card upon arrival.
What You Get with the D7 Visa:
- 🪪 A temporary residency permit, initially valid for 2 years (renewable)
- ❤️ Access to public healthcare, education, and banking services
- 🛂 Visa-free travel throughout the Schengen Zone
- 🌍 The option to apply for permanent residency or citizenship after 5 years
- 🏠 Eligibility to later purchase property, apply for family reunification, or even switch to another visa type
Timing Is Everything:
Start the process 3–6 months before your planned move. The paperwork may feel overwhelming, but with the right guidance, it becomes a lot smoother. A solid legal partner can help ensure no detail is missed.
Need Help Navigating the D7?
We’ve walked this path—and helped others do the same. From opening a bank account to connecting you with seasoned immigration attorneys, we and our trusted partners would love to support you through your entire journey.